Ten firms write home cover. Nine are general brokers where household sits alongside motor, marine, and commercial; one — LFM Home Insurance, the La Fraternelle Mutual founded in 1822 — handles buildings and contents only. Seven trade from St Peter Port, two from St Sampson, one from St Andrew. The newest opened 1996. —
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St Peter Port·Professional Service·Est. 1993
Part of Cherry Godfrey Holdings Limited
St Peter Port insurance intermediary offering personal and commercial insurance, mortgages, loans, and investments.
St Peter Port·Professional Service·Est. 1995
Part of Markerstudy Group (via Clegg Gifford & Co Limited)
GFSC-licensed insurance broker in St Peter Port, offering personal and commercial insurance products.
St Peter Port·Professional Service
Part of Managed by Orion Insurance Management Limited (part of BWCI Group since January 2026)
✦Oldest in this niche
204-year heritage (1822)
Guernsey mutual insurer (formerly La Fraternelle, est. 1822) offering buildings, contents, and all-risks cover across the Bailiwick.
St Peter Port·Professional Service
Part of Islands Insurance Group (wholly owned by NFU Mutual)
✦Active since 1971
Chartered insurance broker established in 1971, offering personal and commercial insurance across the Channel Islands as part of Islands Insurance Group.
St Sampson·Professional Service
Part of Arthur J. Gallagher & Co.
Chartered insurance broker trading as Rossborough Insurance, offering personal and commercial cover since 1973.
St Peter Port·Professional Service
The Guernsey holding company behind LFM Home Insurance, a Bailiwick home insurer established in 1822.
St Peter Port·Professional Service
Part of PIB Group Ltd (acquired October 2025)
✦Active since 1948
Insurance broker established in 1948, specialising in car, home, and commercial insurance, and now a subsidiary of PIB Group Ltd.
St Sampson·Professional Service
Part of Arthur J. Gallagher & Co.
✦Active since 1946
Gallagher, trading as Rossborough Insurance, is a Guernsey insurance broker offering personal, commercial, and risk management services.
St Andrew·Professional Service·Est. 1996
Family-owned insurance brokerage established in 1996, regulated by the Guernsey Financial Services Commission.
St Peter Port·Professional Service·Est. 1978
GFSC-regulated insurance broker established in 1978, offering motor, home, travel, marine, and business insurance.
St Peter Port·Organization·Est. 2008
✦Largest team: >500k quotes each day
Insurance company with a Guernsey office of 35 people, providing motor and home insurance products to UK customers through its brands 1st Central and Picnic.